Njengesinye sezici zomzimba womuntu, i-iris ihlukile, izinzile futhi ayilwani nezinto mbumbulu. Uma kuqhathaniswa namaphasiwedi endabuko, izigxivizo zeminwe noma ukubonwa kobuso, ukubonwa kwe-iris kunesilinganiso samaphutha aphansi futhi kuvame ukusetshenziswa ezindaweni ezibucayi. Ngakho-ke,amalensi okubona iriskanye nobuchwepheshe kusetshenziswa kabanzi emabhange nasezikhungweni zezimali.
1.Izinzuzo zokusetshenziswa kobuchwepheshe bokuqashelwa kwe-iris
Amalensi okubona i-Iris kanye nobuchwepheshe obusekelwe ezicini ze-iris zokubona ubuwena bunezinzuzo ezibalulekile:
Ukuhluka okuphezulu: Ukuthungwa kwe-iris kuyinkimbinkimbi futhi kuhlukile; ngisho namawele ane-iris ehlukene. Ukunemba kokuqaphela kuphezulu kakhulu, ngesilinganiso samaphutha esingaba yinye kwesigidi, esiphansi kakhulu kunokuqaphela izigxivizo zeminwe (eyodwa kweyi-100,000) noma ubuso (eyodwa kweyi-1,000).
Ukuphepha okuphezulu: I-iris iyisitho sangaphakathi esibonakala ngaphandle komzimba womuntu futhi ayikwazi ukukopishwa noma ukwenziwa ngezithombe, ukuphrinta kwe-3D noma amamodeli e-silicone. Ukuphepha kwayo kudlula kakhulu ubuchwepheshe obufana neminwe kanye nokubona ubuso.
Ukuqina okuphezulu: Ukuthungwa kwe-iris kuhlala kungashintshi impilo yomuntu futhi akuthintwa ubudala, isimo sesikhumba noma indawo yangaphandle. Imiphumela yokuqashelwa izinzile futhi ithembekile.
Ukuqashelwa okungenakuthinta: Inqubo yokubona i-iris ayidingi ukuthintana ngokomzimba noma ukuthinta idivayisi (njengokubona izigxivizo zeminwe kudinga ukucindezelwa). Ihlanzekile futhi ilula, futhi ifaneleka kakhulu ezimweni ezinezidingo eziphezulu zokuhlanzeka (njengezimboni zezokwelapha nezokudla).
Amandla aqinile okulwa nokuphazamiseka: Ukuqashelwa kwe-iris akuthinteki kakhulu yizici ezifana nokukhanya, izibuko, nama-contact lens. Kungamelana ngempumelelo nokuphazamiseka futhi kuyakwazi ukuzivumelanisa nezimo kakhulu nendawo ezungezile.
Izinzuzo zokusetshenziswa kobuchwepheshe bokuqashelwa kwe-iris
2.Izimo eziyinhloko zokusetshenziswa kwamalensi okuqashelwa kwe-iris emabhange nasezikhungweni zezimali
Ukuphepha okuphezulu kobuchwepheshe bokuqashelwa kwe-iris kwenza kube ithuluzi elibalulekile ekuthengiselaneni kwezezimali. Ukusetshenziswa kweamalensi okubona irisfuthi ubuchwepheshe buqala kancane kancane ukuba ithuluzi elibalulekile kumabhange nasezikhungweni zezimali ukuthuthukisa ukuphepha kanye nokuhlangenwe nakho komsebenzisi. Izimo zayo eziyinhloko zokusetshenziswa yilezi ezilandelayo:
(1)Ukuqinisekiswa kokuphepha okuphezulu
Ilensi yokubona i-iris ihlola ulwazi lwe-iris lwekhasimende, iluguqule lube ikhodi yedijithali bese iluqhathanisa nolwazi oluku-database ukuze kufezwe ukuqinisekiswa kobunikazi. Ngenxa yokuhluka kwayo okuphezulu kanye nezakhiwo zokulwa nokukhwabanisa, amalensi okubona i-iris asetshenziswa kabanzi ezinhlelweni zokuqinisekisa ubunikazi zamabhange nezikhungo zezimali, ezingavimbela ngempumelelo ukwebiwa kobunikazi kanye nokukhwabanisa.
Isibonelo, lapho amakhasimende enza ukudluliselwa okukhulu, evula ama-akhawunti, noma esetha kabusha amaphasiwedi kumakhawunta asebhange, kumele aqinisekise ubunikazi bawo ngokuqashelwa kwe-iris, esikhundleni sekhadi le-ID lendabuko kanye nenqubo yokusayina ukuvimbela ukuzenza ongeyena noma ukukhwabanisa.
Amalensi okubona i-Iris asetshenziswa kabanzi emishinini yokukhipha imali ezenzakalelayo (ama-ATM) ukuqinisekisa ubuwena, ukunciphisa ukukhwabanisa nokuthuthukisa ulwazi lomsebenzisi. Abasebenzisi abasadingi ukuphatha amakhadi asebhange noma ukukhumbula ama-PIN ukuze baqedele ukuthengiselana.
Isibonelo, ikhasimende elikhipha imali lingavele libheke ikhamera ye-ATM ukuze liqedele ukuqinisekiswa kobunikazi balo bese lenza ukuthengiselana. Uma ikhamera ye-ATM ithola uvalo lomsebenzisi noma usongo olubonakalayo ngesikhathi sokuskena kwe-iris, uhlelo lungavusa i-alamu ethule.
Amalensi okubona i-iris asetshenziswa kabanzi ukuqinisekisa ubuwena
(2)Ukulawulwa kwezingozi zangaphakathi kanye nokuphathwa kwegunya
Ngaphakathi ebhange,amalensi okubona iriskanye nobuchwepheshe kusetshenziswa kakhulu ezinhlelweni zokulawula ukufinyelela ezindaweni ezibalulekile njengezindawo zokugcina impahla, amakamelo eseva, kanye nezingobo zomlando zokubalwa kwezimali. Ngokufaka ubuqiniso obuphindwe kabili bokuqashelwa kwe-iris kanye namabheji omsebenzi, abasebenzi abagunyaziwe kuphela abangangena, okuvimbela ukwebiwa kwegunya. Ukusetshenziswa kwalobu buchwepheshe akugcini nje ngokuthuthukisa ukusebenza kahle kokuphathwa kokulawula kwangaphakathi, kodwa futhi kuvimbela ngempumelelo ukungena okungagunyaziwe.
Isibonelo, yonke imisebenzi yasemuva ehilela ukudluliselwa kwemali ngaphakathi kwezikhungo zezimali idinga ukuqinisekiswa kwe-iris, ukuqinisekisa ukuthi imisebenzi ingalandelelwa emuva kubantu abathile abanomthwalo wemfanelo futhi abahlangabezana nezidingo zokuhlolwa kokuhambisana nomthetho. Isibonelo, ekuphathweni kwezimoto zokuthutha imali, ulwazi lwe-iris luqoqwa kubasebenzi abafanele ukuze kubekwe izimvume zokufinyelela, kuqinisekiswe ukuphepha kwezimali.
(3)Ulwazi lomsebenzisi, ukuphepha kanye nokulula
Amakhamera nobuchwepheshe bokuqashelwa kwe-Iris, ngenxa yokunemba kwawo okuphezulu, ukuphepha, kanye nokulula, aseba yindlela ebalulekile yokuqinisekisa ubuwena emkhakheni wokukhokha ngezimali futhi athandwa kakhulu ngamakhasimende.
Isibonelo, uhlelo lwebhange olungenamuntu lwe-China Construction Bank luhlanganisa ubuchwepheshe bokuqaphela i-iris, okuvumela abasebenzisi ukuthi baqedele izinkokhelo ngokuskena i-iris yabo, okuthuthukisa kakhulu ulwazi lomsebenzisi.
Ilensi yokubona i-Iris inembile kakhulu, iphephile futhi ilula
(4)Ezezimali zeselula kanye nokuvulwa kwama-akhawunti akude
Abasebenzisi bangangena ngemvume kuhlelo lwabo lokusebenza lwasebhange ngokuskena i-iris yabo besebenzisa ikhamera ebheke phambili yocingo lwabo, bashintshe amakhodi okuqinisekisa e-SMS noma amaphasiwedi okuthinta. Lokhu kufaneleka kakhulu ekuqinisekisweni kwesibili ngaphambi kokuthengiselana okukhulu. Ukusetshenziswa kokuqashelwa kwe-iris, ubuchwepheshe bokuthola ukuphila, kungavimbela abasebenzisi ukuthi bakwenze ngasese besebenzisa izithombe noma amavidiyo.
Isibonelo, ngokuhlanganisa ukuqashelwa kobuso okubili kwe-biometric kanye ne-iris, amabhange angaqinisekisa ubunikazi bangempela ngesikhathi sokuvulwa kwama-akhawunti aku-inthanethi, alandele imithetho yokulwa nokuhlanza imali (i-AML) futhi avumele ukuvulwa kwama-akhawunti akude.
Namuhla, ukusetshenziswa kweamalensi okubona iriskanye nobuchwepheshe emabhange nasezikhungweni zezimali kufinyelele imiphumela emangalisayo, ikakhulukazi ekuqinisekisweni kobunikazi kanye nokuvikelwa kokuphepha. Ngokuthuthuka kobuchwepheshe bezezimali, ngikholelwa ukuthi ukusetshenziswa kwamalensi okuqaphela iris emkhakheni wezezimali kuzoba kukhulu kakhulu esikhathini esizayo.
Imicabango Yokugcina:
Uma unesifiso sokuthenga izinhlobo ezahlukene zamalensi okuqapha, ukuskena, ama-drones, ikhaya elihlakaniphile, noma olunye uhlobo lokusetshenziswa, sinalokho okudingayo. Xhumana nathi namuhla ukuze ufunde kabanzi ngamalensi ethu nezinye izesekeli.
Isikhathi sokuthunyelwe: Okthoba-10-2025
