Njengenye yeempawu zebhayomethrikhi zomzimba womntu, iris ikhethekile, izinzile kwaye ayilungelanga ukwenziwa gwenxa. Xa kuthelekiswa namagama ayimfihlo emveli, iminwe okanye ukubonwa kobuso, ukubonwa kweiris kunezinga eliphantsi leempazamo kwaye kusetyenziswa kakhulu kwiindawo ezinobuthathaka. Ke ngoko,iilensi zokuqaphela iriskunye netekhnoloji zisetyenziswa kakhulu kwiibhanki nakwiziko lezemali.
1.Iingenelo zokusetyenziswa kwetekhnoloji yokuqaphela iris
Iilensi zokuqaphela i-Iris kunye netekhnoloji ezisekelwe kwiimpawu ze-iris zokuqaphela ubuwena zinezibonelelo ezibalulekileyo:
Ukwahluka okuphezulu: Ubume be-iris buyinkimbinkimbi kwaye buhlukile; kwanamawele ane-irises ezahlukeneyo. Ukuchaneka kokuqaphela kuphezulu kakhulu, kunye nezinga leempazamo elimalunga nenye kwisigidi, eliphantsi kakhulu kuneminwe (enye kwi-100,000) okanye ukuqaphela ubuso (enye kwi-1,000).
Ukhuseleko oluphezulu: I-iris sisitho sangaphakathi esibonakala ngaphandle komzimba womntu kwaye asinakukotshwa okanye singenziwa ngeefoto, iimodeli zokuprinta ze-3D okanye ze-silicone. Ukhuseleko lwayo ludlula kakhulu ubuchwepheshe obufana neminwe kunye nokubonwa kobuso.
Uzinzo oluphezulu: Ubume be-iris abutshintshi phantse ubomi bomntu kwaye abuchaphazeleki bubudala, imeko yolusu okanye imeko yangaphandle. Iziphumo zokuqatshelwa zizinzile kwaye zithembekile.
Ukuqaphela okungenathintano: Inkqubo yokuqaphela iris ayifuni kuchukunyiswa okanye ukuchukunyiswa sisixhobo (njengokuqaphela iminwe kufuna ukucinezelwa). Icocekile kwaye ilula, kwaye ifanelekile ngakumbi kwiimeko ezineemfuno eziphezulu zococeko (ezifana nezoshishino zonyango nezokutya).
Amandla okulwa nokuphazamiseka: Ukuqatshelwa kwe-iris akuchaphazeleki kangako zizinto ezifana nokukhanya, iiglasi, kunye neelensi zoqhagamshelwano. Iyakwazi ukumelana ngempumelelo nokuphazamiseka kwaye iyakwazi ukuzivumelanisa nokusingqongileyo.
Iingenelo zokusetyenziswa kwetekhnoloji yokuqaphela iris
2.Iimeko eziphambili zesicelo seelensi zokuqatshelwa kwe-iris kwiibhanki nakwiziko lezemali
Ukhuseleko oluphezulu lwetekhnoloji yokuqaphela iris luyenza ibe sisixhobo esibalulekileyo kwiintengiselwano zemali.iilensi zokuqaphela iriskwaye iteknoloji iya isiba sisixhobo esibalulekileyo kwiibhanki kunye namaziko emali ukuphucula ukhuseleko kunye namava omsebenzisi. Iimeko eziphambili zokusetyenziswa kwayo zezi zilandelayo:
(1)Uqinisekiso oluphezulu
Ilensi yokuqaphela iris ihlola ulwazi lwe-iris lomthengi, iyiguqule ibe yikhowudi yedijithali ize iyithelekise nolwazi olukwisiseko sedatha ukuze kufezekiswe ukuqinisekiswa kobuwena. Ngenxa yokwahluka kwayo okuphezulu kunye neempawu zokuchasana nobuqhetseba, iilensi zokuqaphela iris zisetyenziswa kakhulu kwiinkqubo zokuqinisekisa ubuwena beebhanki kunye namaziko emali, ezinokuthintela ngempumelelo ubusela kunye nobuqhetseba bobuwena.
Umzekelo, xa abathengi bedlulisela imali eninzi, bevula iiakhawunti, okanye bephinda basebenzise amagama ayimfihlo kwiikhawuntara zebhanki, kufuneka baqinisekise ubuwena babo ngokuqaphela i-iris, bathathe indawo yekhadi lesazisi lendabuko kunye nenkqubo yokutyikitya ukuthintela ukuzenza umntu ongenguye okanye ubuxoki.
Iilensi zokuqaphela i-Iris zisetyenziswa kakhulu kwiimashini zokuthengisa ezizenzekelayo (ii-ATM) ukuqinisekisa ubuwena, ukunciphisa ubuqhetseba kunye nokuphucula amava omsebenzisi. Abasebenzisi abasadingi ukuphatha amakhadi ebhanki okanye ukukhumbula iiPIN ukuze bagqibezele ukuthengiselana.
Umzekelo, umthengi okhupha imali unokujonga nje amehlo akhe kwikhamera ye-ATM ukuze agqibezele ukuqinisekiswa kobuwena bakhe aze enze intengiselwano. Ukuba ikhamera ye-ATM ibona uvalo lomsebenzisi okanye isoyikiso esibonakalayo ngexesha lokuskena kwe-iris, inkqubo inokubangela i-alamu engathethiyo.
Iilensi zokuqaphela i-Iris zisetyenziswa kakhulu ukuqinisekisa ubuwena
(2)Ulawulo lomngcipheko lwangaphakathi kunye nolawulo lwegunya
Ngaphakathi ebhankini,iilensi zokuqaphela iriskunye netekhnoloji zisetyenziswa kakhulu kwiinkqubo zolawulo lokufikelela kwiindawo ezibalulekileyo ezifana nee-vaults, amagumbi eseva, kunye nee-accounting archives. Ngokuqinisekisa kabini ukuqatshelwa kwe-iris kunye neebheji zomsebenzi, ngabasebenzi abagunyazisiweyo kuphela abanokungena, ukuthintela ubusela begunya. Ukusetyenziswa kobu buchwepheshe akuphuculi nje kuphela ukusebenza kakuhle kolawulo lwangaphakathi, kodwa kukwathintela ngokufanelekileyo ukungena okungagunyaziswanga.
Umzekelo, yonke imisebenzi ebandakanya ukudluliselwa kwemali ngaphakathi kwamaziko emali ifuna ukuqinisekiswa kwe-iris, ukuqinisekisa ukuba imisebenzi inokulandelwa emva kubantu abathile abanoxanduva kwaye bahlangabezana neemfuno zophicotho-zincwadi zokuthobela imithetho. Umzekelo, kulawulo lwezithuthi zothutho lwemali, ulwazi lwe-iris luqokelelwa kubasebenzi abafanelekileyo ukumisela iimvume zokufikelela, ukuqinisekisa ukhuseleko lwemali.
(3)Amava omsebenzisi, ukhuseleko kunye nokulula
Iikhamera kunye netekhnoloji yokuqaphela i-Iris, ngenxa yokuchaneka kwazo okuphezulu, ukhuseleko, kunye nokulula kwazo, ziba yindlela ephambili yokuqinisekisa ubuwena kwicandelo lokuhlawula imali kwaye zithandwa kakhulu ngabathengi.
Umzekelo, inkqubo yebhanki engenamntu yeBhanki yoLwakhiwo yaseChina ibandakanya iteknoloji yokuqaphela i-iris, evumela abasebenzisi ukuba bagqibezele iintlawulo ngokuskena i-iris yabo, nto leyo ephucula kakhulu amava omsebenzisi.
Ilensi yokuqaphela i-Iris ichanekile kakhulu, ikhuselekile kwaye iluncedo
(4)Imali yeselula kunye nokuvulwa kweeakhawunti ezikude
Abasebenzisi banokungena kwi-app yabo yebhanki ngokuskena iris yabo besebenzisa ikhamera ejonge ngaphambili yefowuni yabo, batshintshe iikhowudi zokuqinisekisa ze-SMS okanye amagama ayimfihlo okubonisa iimpawu. Oku kulungele ngakumbi ukuqinisekiswa kwesibini ngaphambi kokuba kwenziwe iintengiselwano ezinkulu. Ukusetyenziswa kwe-iris recognition, iteknoloji yokufumanisa ubomi, kunokuthintela abasebenzisi ekuyiqambeni besebenzisa iifoto okanye iividiyo.
Umzekelo, ngokuhlanganisa ukuqatshelwa kabini kobuso be-biometric kunye ne-iris, iibhanki zinokuqinisekisa ubuwena bokwenyani ngexesha lokuvulwa kweeakhawunti kwi-intanethi, zithobela imithetho yokulwa nokuhlamba imali (i-AML) kwaye zivumele ukuvulwa kweeakhawunti kude.
Namhlanje, ukusetyenziswa kweiilensi zokuqaphela iriskunye nobuchwepheshe kwiibhanki nakwiindawo zemali bufumene iziphumo ezimangalisayo, ingakumbi ekuqinisekisweni kobuwena kunye nokukhuselwa kokhuseleko. Ngophuhliso lobuchwepheshe bezemali, ndikholelwa ukuba ukusetyenziswa kweelensi zokuqaphela iris kwicandelo lezemali kuya kuba kuninzi ngakumbi kwixesha elizayo.
Iingcinga Zokugqibela:
Ukuba unomdla wokuthenga iintlobo ngeentlobo zeelensi zokujonga, ukuskena, iidrone, ikhaya elikrelekrele, okanye naluphi na olunye uhlobo lokusetyenziswa, sinazo izinto ozifunayo. Nxibelelana nathi namhlanje ukuze ufunde okungakumbi ngeelensi zethu kunye nezinye izixhobo.
Ixesha leposi: Oktobha-10-2025
